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VA Home Loan & Refinancing Options

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VA Purchase Loan

Your dream home is within reach thanks to Commander Mortgage’s VA home purchase loans. Our VA home loans feature 0% down payments, competitive interest rates, low minimum credit scores, fewer closing costs, and other benefits for eligible veterans and service members.

Use this loan to buy a new or existing single-family home, purchase a VA-approved condominium, or even build a new house. VA purchase loans can also be used to make energy efficient changes to your home–like those solar panels you’ve always talked about. Plus, these loan benefits can be reused when selling or refinancing your home.

VA Cash Out Refinances

Turn your home equity into cash and get funds for important expenses with a VA Cash-Out Refinance. This option allows you to refinance your existing VA mortgage for a higher amount, then receive the difference in cash, granting you the financial flexibility to pay off debt, upgrade your home, or even send your children to school–where the money goes is up to you.

VA Interest Rate Reduction Loan (VA IRRL)

Want to lower your interest rates without the hassle? A VA Interest Rate Reduction Loan (IRRL) is the perfect choice for veterans with existing VA loans. This refinance option offers competitive VA interest rates, low costs, minimal paperwork, and a one-time funding fee–you may even be able to skip steps like income verification and appraisal. Refinancing is a breeze with Commander Mortgage’s VA IRRLs.

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